Risk transfer & advisory · City of London
What risk should you keep, and what should the market carry?
Working with corporate clients and sets of risk-capital partners to turn risk into value and returns.
We work with large corporate clients to transfer and finance complex, strategic risk issues. We form an independent, data-led view of the risk before the market is approached — so a board can decide, on evidence, whether to retain, transfer, hold in a captive, or insure risk parametrically.
Agile Risk Partners is the owner of Agile Risk Advisory, a risk-transfer and advisory boutique in the City of London.
Three kinds of conversation
The firm is built for three audiences. Each starts somewhere different.
For corporates
Boards, CFOs and CROs carrying complex, concentrated or hard-to-place risk. Independent advice on what to keep, before the renewal conversation begins.
Corporate riskFor risk capital
Private-market investors seeking exposure to insurable risk through insurance-linked arrangements beyond the cat bond.
Risk capitalFor talent
Actuaries, data scientists, underwriters and structurers who want to work on the decision rather than the paperwork.
CareersHow we work
Three phases. The first two happen before a single underwriter is approached.
Origination
We build our own view of the risk. Loss history, exposure, structure and market data are combined into an expected-loss hypothesis, expressed as a range rather than a single number. We arrive at the first substantive conversation with a view, not a questionnaire.
Analysis
We test the hypothesis against the data. The distribution is refined, basis risk is quantified, and the four routes — retain, transfer, captive, parametric — are priced against each other. The output is a recommendation, not a quote.
Risk financing
We design and execute the structure: limit, term, trigger, capital stack and documentation. The case is re-tested against the terms actually offered before anything is bound.
Why it is different
We start with the loss, not the renewal
Most advice begins with last year’s programme and a market view of what will be available. Ours begins with what the risk is expected to cost, and how confident anyone can reasonably be about that.
We are engaged on the decision, not the placement
Our advice covers the decision to retain a risk, not only to transfer it. That advice is available because the analysis exists before the market is approached.
We can price the alternative
Retention, captive and parametric structures are only credible if someone has done the arithmetic on the client’s own data. We do the arithmetic before recommending them.
The firm in brief
Agile Risk Advisory Limited is an appointed representative of HISL Brokers Limited, a Lloyd’s broker authorised and regulated by the Financial Conduct Authority.
Through our appointed-representative principal, we can approach the Lloyd’s market, company insurers, reinsurers and alternative capital.
Agile Risk Partners Limited is the holding company of Agile Risk Advisory, Agile Risk Transfer and Agile Risk Insight.
If you are heading into a renewal, testing a captive, or carrying a concentration you cannot place — start there.
A small senior team, and a method built around the decision. We will tell you quickly whether we are the right firm.
Start a conversation